What pension documents can I analyze?

Retirement PlanAI supports German Renteninformation and Rentenbescheid, Swiss BVG statements and pension certificates, Austrian Pensionskonto statements, bAV documents (Direktversicherung, Pensionskasse, Pensionsfonds), Riester and Ruerup contract summaries, and portfolio overviews. The AI extracts key figures, calculates pension gaps, and provides optimization recommendations.

Is my financial data stored or used for AI training?

No. All documents are processed on EU-hosted infrastructure (Hetzner, Germany) using a locally-run AI model. Your files are automatically deleted when your session expires after 60 minutes. No data is stored permanently, no data leaves the EU, and no document content is used to train AI models.

Which countries are supported?

Retirement PlanAI is built for the DACH region: Germany (gesetzliche Rentenversicherung, bAV, Riester, Ruerup), Switzerland (AHV, BVG Pillar 2, Pillar 3a/3b), and Austria (Pensionskonto, Praemienbeguenstigte Zukunftsvorsorge). The AI understands the specific pension rules, tax treatment, and retirement ages for each country.

Is this financial advice?

No. Retirement PlanAI provides AI-generated analysis for informational purposes only. It does not constitute financial, tax, or legal advice. Always consult a qualified financial advisor before making retirement planning decisions. The tool helps you understand your pension documents and explore scenarios, but final decisions should be made with professional guidance.

Privacy Policy

Last updated: April 11, 2026

Data Controller

Netshift Advisory Ltd (HE 489261), Cyprus. For data inquiries, contact us via the rogueai.de contact form.

Document Processing

Documents you upload are analysed by Ollama, a local AI model running on EU infrastructure (Hetzner, Germany). No external API calls are made during document analysis. Your pension statements and financial documents are processed entirely within the EU.

Documents are NOT stored permanently.
All uploaded files are auto-deleted when your session expires (60 minutes).
Documents are never used for AI model training.

Data We Collect

No personal data is collected for the free tier.
No accounts are required to use the free tier.
If you register: we store your email address and password (bcrypt-hashed). Nothing else.
No tracking cookies. No fingerprinting.

Financial Data Disclaimer

Retirement PlanAI provides AI-generated analysis for informational purposes only. It does not constitute financial, tax, or legal advice. We do not store, share, or sell any financial information extracted from your documents.

Third-Party Services

Ollama — local AI model. No external API calls.
Hetzner — hosting provider, located in Germany.

No data leaves the European Union.

Your Rights

Under the GDPR you have the right to:

Access your personal data
Rectification of inaccurate data
Erasure of your data
Restriction of processing
Data portability
Object to processing

To exercise these rights, contact us via the rogueai.de contact form.

Changes to This Policy

We may update this privacy policy from time to time. The date at the top indicates when it was last revised.